Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you’ve built is covered by a company that understands your business insurance needs.

Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that takes care of property, liability and workers’ compensation, to name a few.

General Liability

The liability you select, whether it is one, two, or three million dollars, determines the cost of general liability insurance.

General Liability

Normally, it is difficult for businesses or general contractors to work without general insurance. General liability insurance is intended to guard operators and owners of companies from claims that may come from a broad spectrum of sources.

BOP Insurance

Business Owners Package policy, commonly called a “BOP” contains many of the insurance coverages needed by most small businesses.

B.O.P. Insurance

While these policies are not standard, there is great variation from insurance company to insurance company. The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business.

Surety Bonds

A Surety Bond is a three-party agreement whereby the surety guarantees to the obligee (the project owner)

Surety Bonds

A Surety Bond is a three-party agreement whereby the surety guarantees to the obligee (the project owner) that the principal (the contractor) is capable of performing the contract in accordance with the contract documents.

Special Event

Corporate Events, Company Meetings, Auto Shows, Concerts, Sporting Events, Proms, Dances, Parades, and Ethnic Celebrations,.

Special Event

Whether you are planning a corporate event, holding a large rock concert, or organizing a local flower festival, you will need special event insurance to ensure that you are covered for unexpected occurrences.

Other Business Insurances

  • Builders Risk
  • Business Owners Package
  • Business Interruption
  • Commercial Auto
  • Commercial Property
  • Commercial Trucking
  • Commercial Umbrella
  • Contractor’s Liability
  • Garage Insurance
  • General Liability

 

Are you a contractor or business owner who is looking for adequate insurance coverage? In today’s day and age, you can never be too careful when it comes to your business and your livelihood. Not only is it recommended that you acquire Pennsylvania contractors insurance, but is required for all businesses.

A commercial auto insurance policy is required under most circumstances when the vehicle is used for business purposes and meets certain other requirements. It is not just the registration that determines the requirement for a business automobile insurance policy. Other requirements are ownership by a corporation, use in hauling goods for hire and gross vehicle weight of the vehicle. Some small trucks can be owned and insured under a personal automobile insurance policy under specific circumstances.

Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. “Property” can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.
Under the liability policy coverage, the building should be protected from damaging events such as fire, burglary and vandalism. It may not be enough to cover just the building; the aftermath of such damage should be covered as well.

Workers’ compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries.
By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. For many businesses, workers comp coverage is the largest part of its insurance expense.

Why Choose Us

Providing you, your family, or your business with the products and services that make life easier and safer has always been the goal and practice of The Insurance Station. When life’s big events or setbacks occur, we’re there with the strategies you need and a firm commitment to your peace of mind and security. Call us today to receive a free quote homeowners, commercial, or auto insurance quote